How Much Money Do You Need to Live Comfortably in Spain as a Digital Nomad?

Spain offers one of the best lifestyles in Europe for digital nomads: sunny weather, affordable living, fast internet, and vibrant cities. But how much money do you really need to live comfortably?

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Remote work in Spain - Digital Nomad Visa
Remote work in Spain - Digital Nomad Visa

How Much Money Do You Need to Live Comfortably in Spain as a Digital Nomad?

Spain offers one of the best lifestyles in Europe for digital nomads: sunny weather, affordable living, fast internet, and vibrant cities. But how much money do you really need to live comfortably?

👇 Check out this article or talk to us directly:

Free consultation

Slots filling up fast this week 🚀

Whether you’re planning to settle in bustling Madrid, by the beach in Valencia, or in the relaxed Canary Islands, your lifestyle will determine your budget. Here’s everything you need to know.

Average Monthly Living Costs by City

  • Madrid: €1,800 – €2,400 (central areas higher; sharing apartments reduces cost).
  • Barcelona: €1,900 – €2,500 (trendy neighborhoods cost more).
  • Valencia: €1,400 – €1,900 (excellent value, growing expat community).
  • Málaga: €1,300 – €1,800 (great for beach lovers and a slower pace).
  • Granada / Seville: €1,200 – €1,700 (historic cities with rich culture).
  • Canary Islands: €1,200 – €1,600 (perfect weather year-round, affordable living).

Different Lifestyle Budgets

  • Minimalist (low cost): €1,200 – €1,500/month (shared accommodation, local food, public transport).
  • Comfortable: €1,800 – €2,200/month (own apartment, eating out, occasional travel).
  • Premium: €2,500+/month (central city apartment, coworking space, frequent travel).

If you want to understand the full process and requirements, check out our detailed guide on the Spain Digital Nomad Visa.

Financial Requirements for the Digital Nomad Visa

To qualify for Spain’s Digital Nomad Visa, you must prove a stable monthly income of approximately €2,600. This ensures you can support yourself independently without relying on public assistance.

If you want to understand the full process and requirements, check out our detailed guide on the Spain Digital Nomad Visa.

having doubts? LEt’s meet!

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Benefits of Letting Vía Hispana Manage Your Visa

When you choose Vía Hispana, you get:

✅ Complete legal support by real Spanish lawyers.

✅ Personalized document review based on your situation.

✅ Full telematic application submission — no embassy visits needed.

✅ Real-time updates and fast communication in English.

✅ Higher approval rates and peace of mind.

Valencia has been chosen the best city to live for digital nomads

FAQs: About Living Costs in Spain

Is healthcare included for digital nomads?

No, healthcare is not automatically included when you move to Spain as a digital nomad. To qualify for the Digital Nomad Visa, you must initially provide proof of private health insurance with full coverage in Spain, without co-payments. However, if you later register as an autonomo (self-employed) under the Spanish RETA system, you will gain access to Spain’s public healthcare services. At Vía Hispana, we help you choose a compliant private policy and advise you on how to transition to public healthcare if you decide to register officially as a freelancer after arrival.

Is it expensive to rent an apartment?

Rental prices in Spain vary significantly depending on the city and neighborhood. In major cities like Madrid or Barcelona, renting a one-bedroom apartment in the city center can cost between €1,000 and €1,500 per month, while outside the center, prices may drop to €700–€1,000. In smaller cities like Valencia, Málaga, or in the Canary Islands, renting can be much more affordable. Sharing an apartment or living slightly outside the main tourist areas are excellent ways to save money while still enjoying a high quality of life. We can also connect you with trusted real estate agents who specialize in expat rentals.

Do I need a Spanish bank account?

While it’s not legally mandatory to open a Spanish bank account for your Digital Nomad Visa application, it is highly recommended once you arrive. Having a local account will make paying rent, utilities, and other bills much easier, and some landlords require it. Additionally, some services like mobile phone plans or internet installations may request Spanish bank details. We assist you by explaining the easiest ways to open an account, including banks that offer services in English and remote onboarding options for new arrivals.

How much does it cost to live in Spain as a minimalist digital nomad?

If you live modestly — renting a room in a shared apartment, cooking at home, using public transport, and enjoying free or low-cost activities — you can live comfortably on €1,200 to €1,500 per month in many Spanish cities. Places like Valencia, Granada, and the Canary Islands are especially budget-friendly for digital nomads seeking a lower cost of living without sacrificing quality of life.

Is eating out and leisure expensive in Spain?

Not at all. Spain is known for its affordable and vibrant dining culture. A typical meal at a local restaurant (menu del día) costs around €10–€15, and tapas bars are plentiful and inexpensive. Leisure activities like cinema tickets, museum entries, and gym memberships are also very affordable compared to many other European countries. Living well in Spain doesn’t require a luxury budget — you can enjoy a rich lifestyle on moderate income.

If you want to understand the full process and requirements, check out our detailed guide on the Spain Digital Nomad Visa.

Your dream of living and working remotely from Spain is closer than you think. Trust Vía Hispana to guide you with expertise and care — book your free consultation today.

✅ 100% online · English-speaking team · No payment until you qualify

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